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How to File a Motor Vehicle Claim You'll have to file an insurance claim if your vehicle has been damaged. It's important to understand how this process operates. An adjuster will be dispatched by the insurance company to assess the damage to your vehicle. It's not always mandatory to be present at the inspection, but it is recommended to bring your policy and any other relevant documentation. Take Pictures Have you ever watched a show where the investigators go through every square inch of the scene, snapping every tiny detail, from footprints to chocolate wrappers that have been tossed away? Apply the same level of attention when looking over your accident scene. It is essential to record as much of the event as you can as it occurs, so that you have something tangible to prove your case in the future. Photographs of the damage to both vehicles is a must however, you should also consider taking photos of the area that has been damaged. These photos will help insurance companies, as well as expert witnesses as they determine the dimensions of the various objects. Capture reference points, like the location of traffic lights or stop signs in your photographs. These could be later linked to the at-fault driver's actions that led to the crash. If you're able to capture photos of the other driver and their passengers and witnesses. You may be able take a photo of their license plate. Also, take pictures of emergency responders and their vehicles, and if you are placed on a gurney and then into an ambulance, snap photos of them as well. Only submit the photos to the insurance company only when instructed by your attorney or ordered to do so by the court. You could unknowingly be giving evidence that is in opposition to your claim if you do not. For example, if you change the date stamp on your photos following the incident, it may cause the insurance company to question the validity of your claim. Seek Medical Attention If you are involved in an accident the first thing you have to get medical attention. Not only is this important for your health but also to ensure that any injuries you may have are documented. Many personal injury cases involve seeking compensation for medical bills and other damages. motor vehicle accident lawsuit bridgeport are crucial for your claim. Even if you're not experiencing any noticeable signs, you should take a visit to your primary doctor or an emergency room. Your doctor will be able to provide you with a thorough medical evaluation and assess the extent of your injuries. They can also to give you the necessary treatment. Following your doctor's treatment plan will help you recover faster and strengthen the case. This includes filling your prescriptions, using any over-the counter medications, participating in physical therapy, adhering to orders about time off of work, and attending follow-up appointments. It is important to stay clear of saying anything that an insurance adjuster may interpret incorrectly. This is because the insurance company may try to discredit your injuries in an effort to make your claim untrue or reduce the amount they will award you for your claim. This is why it is suggested that you do not speak to any insurance adjusters unless you have an attorney present with you. Contact an attorney Accessing legal representation is critical for those injured. Attorneys can assist those who have been injured reduce stress and know where to concentrate their energy. Additionally, attorneys can also examine the evidence and facts of a case to determine whether it's worth fighting for in court. Insurance companies are primarily businesses. Their objective is to collect the highest amount of money from their insureds, while paying the lowest amount of money that is possible (in theory). If you are at the scene of an accident, it might be tempting to take the low-ball offer at first because it seems the easiest thing to do. It could result in disastrous consequences in the future. If you submit an insurance claim the adjuster for your insurance will come out to evaluate the damage to your car and will review receipts for personal property damage and medical bills. They might also question witnesses and review police reports. Before meeting with an adjuster it is a good idea to get repair estimates from local auto shops or contractors. This will help them be aware of what they can expect for repairs. An experienced motor vehicle accident lawyer will ensure that all required information is included in a timely manner and that the appropriate documents are provided to an insurance company. He or she can offer advice and recommendations regarding how to deal with the claims adjuster, on how to deal with a settlement, as well as what to do if an insurance company is unresponsive and acting unethically.